The Five of Pentacles typically represents a period of financial loss or material hardship. It may also indicate a time of loneliness, illness, or feeling abandoned. The card often depicts two figures who appear to be excluded from the warmth and light of a nearby church, symbolizing a sense of being left out or disconnected from society. However, it also suggests that the worst is over and things are about to get better. The figures may be able to find comfort in each other or in the kindness of strangers. The card encourages perseverance and the need to reach out for help during difficult times.
When the Five of Pentacles is reversed, it may indicate a turning point, where the worst is over and a new beginning is on the horizon. It may also suggest that a person who has been struggling is starting to see their way out of their problems, or that help is on the way. However, the reversed card can also indicate a stubborn refusal to accept help or a reluctance to move on from a difficult situation. It may be a warning to avoid self-pity and to take practical steps to improve one's situation. Alternatively, it may suggest that a person is overly focused on material possessions or financial gain, to the detriment of other areas of their life.